Terms of Use

Our Terms of Use outline the terms and conditions for your use of absentiasolutions.com and provide additional information about RTW, Inc. dba Absentia Solutions ("Absentia"). These Terms of Use are applicable to your use of our website regardless of how you accessed it. If you do not agree with these Terms of Use, please stop using and accessing this website immediately.

We may change our website and Terms of Use at any time and without prior notice.  Also, our Terms of Use are in addition to other agreements you have in place with Absentia.  Your continued use of www.absentiasolutions.com is deemed acceptance of the Terms of Use.

 

Disclaimer of Warranties

ALL MATERIALS AND INFORMATION IN OUR WEBSITE AND THIRD-PARTY WEBSITES TO WHICH THEY LINK ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND.  THE CONTENT PUBLISHED ON OUR WEBSITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS.  ABSENTIA, ITS SERVICE PROVIDERS, SUPPLIERS, AFFILIATES, EMPLOYEES, AGENTS, OFFICERS AND/OR DIRECTORS MAKE NO REPRESENTATIONS OR WARRANTIES AND, TO THE FULLEST EXTENT ALLOWED BY LAW, DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE REGARDING THE SUITABILITY OF THE INFORMATION,  THE ACCURACY, RELIABILITY, COMPLETENESS OR TIMELINESS OF THE CONTENT, SERVICES, PRODUCTS TEXT, GRAPHICS, LINKS OR OTHER ITEMS CONTAINED WITHIN OUR WEBSITE, OR THE RESULTS OBTAINED FROM ACCESSING AND USING OUR SITE AND/OR THE CONTENT CONTAINED THEREIN.  ABSENTIA DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT OUR SITE, INCLUDING FORUMS OR THE SERVER THAT MAKES THEM AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

 

LIMITATION OF LIABILITIES

UNDER NO CIRCUMSTANCES, INCLUDING BUT NOT LIMITED TO NEGLIGENCE, SHALL ABSENTIA, ITS SERVICE PROVIDERS, SUPPLIERS, AFFILIATES, EMPLOYEES, AGENTS, OFFICERS AND/OR DIRECTORS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES RELATED TO YOUR USE OF OUR SITE.  YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT ABSENTIA IS NOT LIABLE FOR ANY CONDUCT RELATED TO YOUR USE OF OUR SITE.  AS A CONDITION OF USE OF OUR SITE, YOU AGREE TO INDEMNIFY ABSENTIA, ITS SERVICE PROVIDERS, SUPPLIERS, AFFILIATES, EMPLOYEES, AGENTS, OFFICERS AND DIRECTORS FROM AND AGAINST ANY AND ALL LIABILITIES, EXPENSES (INCLUDING ATTORNEYS’ FEES) AND DAMAGES ARISING OUT OF CLAIMS RESULTING FROM YOUR USE OF OUR SITE, INCLUDING WITHOUT LIMITATION ANY CLAIMS ALLEGING FACTS THAT, IF TRUE, WOULD CONSTITUTE A BREACH BY YOU OF THESE TERMS OF USE.  IF YOU ARE DISSATISFIED WITH ANY ABSENTIA SOLUTIONS MATERIAL OR INFORMATION, OR WITH ANY OF ABSENTIA’S TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING OUR SITE.

 

Copyright and Trademark

Except as otherwise indicated, all of our website content is the copyrighted property of State Automobile Mutual Insurance Company, 518 E. Broad Street, Columbus, Ohio, 43215, USA, its affiliated companies and subsidiaries (collectively, “State Auto”), or other third parties.  The Absentia Solutions logo, Absentia Solutions, Absentia, and the names of other products and services referenced herein are proprietary.

Our website is for your personal, noncommercial use only.  If you download any materials or information, you must keep all copyright and other notices intact.  The right to use the materials or information is not transferable to any other person or entity.  You are not permitted to modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, or other content, software, products or services obtained from our website without the prior written consent of State Auto.  You may not use any information obtained from our website for spamming or solicitation.  In addition, the information may not be taken out of context or presented in an unfair, misleading or discriminatory manner.  If you are interested in licensing content, or providing links from other website, please contact us

 

Submitted Ideas

When you submit ideas or materials (such as photos or artwork) to Absentia, you grant State Auto a perpetual, irrevocable, worldwide, royalty-free right and license to use, modify, publish, disclose, or exploit the submitted idea.

 

Privacy Policy

To learn more about privacy at Absentia, please visit our Privacy Policy.

 

Updating Your Personal Information

You are responsible for telling your Absentia representative when you change your telephone number, mailing address, e-mail address, or other personal information.  

 

Online Account Access

Some portions of absentiasolutions.com are restricted only to End Users, who create an online account to view policy information and conduct transactions.    If you have an online account, it is your responsibility to protect the security and confidentiality of your password.  If you believe someone else has obtained your password, or you believe unauthorized account activity has occurred, please contact us immediately at webmaster@stateauto.com

Unauthorized access to the restricted portions of the site is strictly prohibited.  Actual or attempted unauthorized use or access to these areas may result in prosecution.

 

Disclosures about Absentia Solutions Products and Discounts

All products and discounts are not offered by all companies in all states nor are all products and discounts available to all persons in all states.  Products, coverages, discounts, insurance terms, definitions and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, or declarations pages.

 

Waiver

Failure by Absentia, in any instance, to exercise any of its rights under the Terms of Use will not constitute waiver of such right or any other rights under the Terms of Use.

 

Applicable Law and Severability

These Terms of Use shall be governed by and interpreted according to the laws of the State of Ohio without regard to any conflict of laws provision.  If any portion of these Terms of Use is unlawful, void or unenforceable, it shall not affect the validity or enforceability of any other provision.

Last Updated July 2018